Protecting What You've Built

Complete Asset Protection for Your Financial Future

Discover trusted Asset Protection strategies designed to shield your income, investments, and legacy from life's uncertainties.

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The 3rd Step in the Hexavisionary Framework

Asset Protection Strategies for Lasting Security

Achieving financial freedom isn't just about building wealth — it's about protecting it. Asset Protection is the third step in Hexavision's financial framework for retirement planning, and it focuses on shielding your money-making ability along with everything you've worked hard to accumulate. Without a solid Asset Protection plan, even decades of careful saving and investing can be undone by a single unexpected illness, disability, lawsuit, or market downturn. That's why our advisors build Asset Protection strategies tailored to your income, your family, and your long-term goals.

Safeguard Your Future: Protect, Grow, and Leave a Legacy

By taking proactive steps toward asset protection, you can enjoy lasting financial security and ensure your wealth is passed down to future generations. Paired with sound Estate Planning, our approach empowers you to protect, grow, and transfer your wealth with confidence. Our Asset Protection Strategies empower you to:

Comprehensive Protection

  • Income Protection

    Safeguard your ability to earn income with comprehensive disability and life insurance coverage.

  • Asset Security

    A core part of any Asset Protection plan: shielding your investments, real estate, and other valuable assets from risk.

  • Wealth Growth

    Focus on growing your wealth without the stress of unexpected financial setbacks.

  • Legacy Planning

    Ensure your wealth is passed down to future generations with your wishes honored.

Why Choose Hexavision?

We understand that navigating Asset Protection and insurance can feel overwhelming. While plenty of information is available online, distinguishing accurate guidance from misleading advice can be challenging.

Inclusive Approach

Our doors are open to everyone, whether you're new to Asset Protection or already have coverage and need a review.

Comprehensive Options

We provide a range of options to suit your unique needs, ensuring you get the best available, as independent advisors not linked to any institution.

Long-term Focus

Our Asset Protection strategies are meticulously designed to protect your assets and investments, ultimately securing your financial future.

Our Insurance Strategies

Asset Protection Strategies Explained

Explore our comprehensive suite of independent Asset Protection strategies designed to secure every aspect of your financial life — from income and health to investments and legacy.

Protect your loved ones by protecting your life.

Life Insurance

A foundational piece of Asset Protection, ensuring your loved ones are financially protected and can maintain their standard of living in the unlikely event of your passing.

More life insurance options
Provide a guaranteed income for life.

Annuities

An annuity contract provides guaranteed income, for a set period or for life, in exchange for an upfront payment — ensuring financial security throughout retirement.

Let us help you have a Golden Life
Get covered for any eventuality in life.

Critical Illness

Serious illness can strike when you least expect it. This coverage helps with medical expenses, lost income, and treatment costs so you can concentrate on recovery.

Life can change in an instant
Protect your paycheque and secure your future.

Disability Insurance

Protects the most important asset in your financial life — your ability to earn income. If you become sick or injured, this replaces your salary with steady monthly payments.

How it fits your financial security
Secure your long-term well-being.

Long-Term Care

Offers essential health care services to help you maintain independence and quality of life during retirement, delivered at home or in a care facility.

Safeguard your independence
Supplementary coverage for what the government doesn't cover.

Health & Dental

Access the health and dental protection you need — specially designed for those without full coverage from an employer or government health plan.

How H&D plans fit your security
For small business owners.

Group Insurance Plans

Give your employees health care coverage and retirement savings benefits to attract and retain quality talent. Minimum two employees required.

Right place to get covered
Blending investment growth with security.

Guaranteed Investment Funds

Invest for potential gains while keeping a safety net around your initial investment — a smart way to layer Asset Protection into your portfolio.

Secure growth with guarantees
Your health coverage needs attention.

Travel Insurance Plans

Planning a trip? Make sure unexpected illness or accidents abroad don't result in surprisingly high medical bills your regular health plan won't cover.

Navigate options with confidence

Don't see exactly what you're looking for?

Speak With An Advisor

Asset Protection Coverage Summary

Type of Insurance
What Does It Cover?
How Is It Paid?
Critical Illness Insurance
A lump-sum benefit paid upon diagnosis of a qualifying critical illness. It does not depend on ability to work and may be available via group or individual coverage.
Non-taxable lump sum payment.
Long-Term Care Insurance
Covers the cost of facility or in-home care when you're unable to manage daily activities like dressing, feeding, or bathing. Typically purchased individually.
Monthly non-taxable benefits.
Life Insurance
Pays a lump sum to your beneficiaries upon death. Can be part of group benefits or purchased individually as an Asset Protection tool.
Non-taxable lump sum payment.
Disability Insurance
Replaces income when you're unable to work due to a qualifying disability. Requires satisfying a waiting period and is available through employers or individually.
Monthly benefits. May be taxable or non-taxable based on premium structure.

Areas Served

Select a province to verify our active accreditation and institutional backing.

Canada Map

Ontario

FSRA Regulated
License Number17161321

British Columbia

Provincial License
License NumberAvailable on request

Alberta

Provincial License
License NumberAvailable on request

Saskatchewan

Provincial License
License NumberAvailable on request

Quebec

Provincial License
License NumberAvailable on request

New Brunswick

Provincial License
License NumberAvailable on request

Nova Scotia

Provincial License
License NumberAvailable on request
Common Questions

Frequently Asked Questions About Asset Protection

What is Asset Protection and why does it matter?

Asset Protection refers to the strategies and insurance solutions used to shield your income, investments, and property from risks such as illness, disability, lawsuits, or market volatility. For Canadians building long-term wealth, a well-designed Asset Protection plan helps ensure unexpected events don't undo years of careful saving.

What are the most common Asset Protection strategies?

The most common Asset Protection strategies include life insurance, disability insurance, critical illness coverage, long-term care insurance, and guaranteed investment funds. Combining several of these tools, alongside estate planning, gives you layered protection rather than relying on a single policy.

How does Asset Protection connect to estate planning?

Asset Protection and estate planning work hand in hand. While Asset Protection strategies shield your wealth during your lifetime, estate planning ensures that whatever remains is transferred efficiently to your beneficiaries. Learn more about our Estate Planning services.

Do I still need Asset Protection if I have a group benefits plan?

Group plans are a good starting point, but coverage amounts are often limited and disappear if you change jobs or retire. Independent Asset Protection strategies fill these gaps and stay with you regardless of your employment situation.

Start Your Asset Protection Strategies Today

Whether you're just starting to build wealth or already have significant assets to protect, having the right Asset Protection strategies in place gives you confidence for the future. From income and health coverage to guaranteed investment funds and long-term care, Hexavision's independent advisors help you design an Asset Protection plan that fits your life — and complements your broader Estate Planning goals.

Speak With An Advisor
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Tajinder Puri

National Director of Corporate Structuring and Cross-Border Taxation

CPA (CAN/USA), CA

With over 26 years of experience as a Senior Tax Auditor for the Canada Revenue Agency (CRA), Tajinder Puri is a distinguished authority in tax and strategic business structuring. He brings an unparalleled “insider’s perspective” to the Hexavision Team. Tajinder’s clinical eye for detail ensures that our clients’ wealth architecture is not only tax-efficient but stress-tested against the highest level of regulatory precision.

Throughout his two-and-a-half-decade career with the CRA, Tajinder specialized in high-stakes areas including international taxation, cross-border transactions, and tax planning for multinationals. He is a recognized expert in transfer pricing, inter-corporate reporting, and base erosion transactions—sophisticated domains that allow him to identify and neutralize “wealth leakage” for high-achieving families and corporate entities.

Tajinder’s global expertise is backed by an elite set of credentials, including CPA designations in both Canada and the USA, and a Chartered Accountant (CA) designation from India. This dual-border mastery provides Hexavision clients with seamless solutions for international tax minimization, business succession, and complex estate planning.

At Hexavision, Tajinder leads our tax division. He is dedicated to uncovering hidden structural inefficiencies and implementing the advanced, audit-proof strategies required to help our clients stop money leakage and achieve Total Financial Freedom.

Anil (Andy) Sud

General Insurance Specialist & Financial Freedom Consultant

General Insurance Specialist, Financial Consultant

Anil (Andy) Sud is a highly experienced Insurance Consultant with over 42 years in the customer service field. Known for his dedication, reliability, and in-depth knowledge, he brings a passion for exceptional client care to both life and non-life insurance sectors.

Andy excels at building long-lasting, trust-based relationships with clients, approaching each interaction with genuine empathy and a commitment to helping others. His attention to detail ensures clients receive personalized, well-thought-out solutions, while his careful handling of sensitive information provides peace of mind.

Andy’s extensive experience includes working with clients from diverse backgrounds and communicating effectively through face-to-face meetings, online channels, phone calls, and email correspondence.

A skilled communicator, he is fluent in English, Hindi, Urdu, Punjabi, and Dogri, which helps him connect deeply with a broad range of clients. Andy’s dedication to client satisfaction and deep expertise make him a valuable asset in the insurance industry.

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Jorge Ramos

National Director of Advanced Planning, Group and Corporation Strategies

CFP, CSA, CLU, CHS, TEP, Life License, Securities License, RIBO License,

Jorge Ramos is an elite strategist specializing in trust and estate architecture and complex corporate wealth preservation. As a Trust and Estate Practitioner (TEP) and Certified Financial Planner (CFP), Jorge brings an institutional-grade level of expertise to the Hexavision team, ensuring that our clients’ wealth is not only grown but protected for generations.

With over a decade of leadership experience as the National Director of Advanced Planning for two of Canada’s largest financial institutions, Jorge has spent his career at the intersection of high-level strategy and clinical execution. He is a master of navigating the complexities of multi-generational wealth transfer, corporate structuring, and the design of “Legacy Fortresses” that shield family assets from unnecessary erosion.

At Hexavision, Jorge serves as the heart of our implementation process. He doesn’t just design advanced solutions; he leads the execution, ensuring that the theoretical blueprint becomes a functioning financial machine. His ability to translate complex estate laws and tax-efficient structures into actionable steps provides our clients with the absolute certainty that their plan is being built to the highest standard of precision.

Beyond his technical mastery, Jorge is a passionate advocate for financial literacy. He is the founder of ‘Camp Millionaire’ in Canada, a program dedicated to teaching the next generation the foundational life skills of money management. His commitment to education and his clinical approach to strategy make him an indispensable partner in our clients’ journey toward Total Financial Freedom.

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Kanwaljit (Sunny) Kochar

CEO & Founder of Team Hexavision, Retirement Planning and Management Specialist

B.Com, PMP, CBAP

Kanwaljit (Sunny) Kochar is the visionary force behind Hexavision, boasting over 30 years of experience across various industries. His diverse background and innovative approach to retirement planning and management have empowered countless Canadians to achieve their financial dreams.

As a personal financial coach, Sunny collaborates with a team of like-minded professionals to help Canadians grow their wealth three times faster. His holistic strategy not only focuses on getting clients out of bad debt but also on achieving total financial freedom.

Sunny’s approach allows clients to retire early and wealthy without the need for strict budgeting, enabling them to enjoy life’s pleasures—whether that’s taking vacations, treating their kids, or spending quality time with family.

His passion for financial empowerment and commitment to his clients’ success make him a trusted partner in their journey towards total financial freedom.

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