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IMMEDIATE FINANCING ARRANGEMENT (IFA)

FOR CANADIAN CORPORATIONS

An IFA is a practice whereby you take out a premium life insurance policy that has a cash building component, such as an exempt whole or universal life insurance policy, and then directly use the policy as collateral to obtain a loan.


How the IFA works to help you get more tax deductions?

IS ‘PERMANENT LIFE INSURANCE’ A NEED OR A WANT?

Most Canadians are confused about choosing life insurance that caters to their needs. You must be fed up with many advisors, agents, brokers pitching a rosy life insurance product.

6 Reasons Why Retirement Planning

Should Be Your Priority

Retirement management has several benefits that range from both personal and psychological

to financial. Here are several advantages and common reasons for effectively planning your

retirement. As popular saying


“If you fail to plan, you are planning to fail!”

Important financial decisions that

everyone should make

Some timely decisions that we make have a great impact on our life either immediately or for the years that are yet to come. Taking a right financial decision is the best example of making a timely decision.

How to prepare yourself to face life- threatening situations and make the right financial decisions?

Each one of us begins a new day praying to God for the future of our family and ourselves. We step out of our home for work or any reason without knowing what is going to happen. Many personal unexpected situations might affect your family at large.

Dear reader, The information provided in these blogs is for educational and informational purposes only. It does not constitute legal, accounting, financial, or tax advice and should not be relied upon as such. Every financial situation is unique, and it is recommended to consult with a qualified legal or financial professional for personalized guidance.
The Smartest Way to Move Your Corporation Across Provinces

The Smartest Way to Move Your Corporation Across Provinces

Moving your corporation to another province? Avoid pitfalls, cut costs, and ensure a smooth transition with this smart, hassle-free relocation guide! ...more

Canadian Tax Saving Strategies

March 06, 202518 min read

What Is an LLC in Canada? Costly Mistakes to Avoid!

What Is an LLC in Canada? Costly Mistakes to Avoid!

Thinking of starting an LLC in Canada? Beware of costly mistakes! Learn the truth about LLCs, legal pitfalls, and better business structure options. ...more

Canadian Tax Saving Strategies

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Who Can Put a Lien on Your Property in Ontario? – Alarming Truth!

Who Can Put a Lien on Your Property in Ontario? – Alarming Truth!

Who can put a lien on your Ontario property? The shocking truth—banks, CRA, contractors, and even individuals can claim your home. Find out how to protect it! ...more

Canadian Estate Planning ,Guardianship Of Assets | Step-3

February 27, 20259 min read

Investment Property vs. PPOR: Which Builds Explosive Wealth Faster?

Investment Property vs. PPOR: Which Builds Explosive Wealth Faster?

PPOR or investment property—which builds wealth faster? Discover key insights, risks, and expert strategies to maximize your financial growth. Read now! ...more

Canadian Tax Saving Strategies ,Important Financial Decisions

February 24, 20258 min read

Ontario Grocery Rebate 2025: Big Discounts Await!

Ontario Grocery Rebate 2025: Big Discounts Await!

Struggling with rising grocery costs? The Ontario Grocery Rebate 2025 brings big discounts to help you save more! See if you qualify & claim your rebate now! ...more

Canadian Tax Saving Strategies

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How to Open a Holding Company in Canada: Success Secrets

How to Open a Holding Company in Canada: Success Secrets

Unlock the secrets to opening a holding company in Canada! Learn how to protect assets, reduce taxes, and maximize business growth with expert insights. ...more

Important Financial Decisions

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How Does Buying Direct Life Insurance Work? Don’t Get Tricked!

How Does Buying Direct Life Insurance Work? Don’t Get Tricked!

Don't fall for costly mistakes! Learn how buying direct life insurance really works, avoid hidden traps, and secure the best deal—fast, easy, and hassle-free! ...more

Important Financial Decisions

February 13, 202514 min read

401(k) in Canada? Game-Changing Retirement Hacks Revealed!

401(k) in Canada? Game-Changing Retirement Hacks Revealed!

Discover the shocking truth about 401(k) in Canada! Unlock powerful retirement hacks and tax-saving strategies that experts don’t want you to know! ...more

Canadian Tax Saving Strategies ,Important Financial Decisions &Cross Border

February 10, 202525 min read

The Requisition Date: The Ultimate Guide You Need!

The Requisition Date: The Ultimate Guide You Need!

Master the Requisition Date like a pro! Uncover key insights, avoid costly mistakes, and navigate property deals with confidence. Your ultimate guide awaits! ...more

Wealth Creation ,Canadian Estate Planning &Legacy Fortress Planning | Step-6

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T4A for Contractors: Transform Your Business Today!

T4A for Contractors: Transform Your Business Today!

Seize the opportunity! Dive into T4A for Contractors and unlock your business's full potential today! ...more

Canadian Tax Saving Strategies ,Financial Flow and Tax Mastery | Step-1 &Corporation Strategy

February 03, 202512 min read

Mastering Advance Care Planning: Unlock the Secret

Mastering Advance Care Planning: Unlock the Secret

Advance care planning: Your guide to making informed healthcare decisions. Prepare for the future with our expert tips! ...more

Canadian Estate Planning ,Legacy

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What Is Comprehensive Financial Planning? Your Key to Freedom

What Is Comprehensive Financial Planning? Your Key to Freedom

Discover how comprehensive financial planning can unlock your path to financial freedom. Set goals, save smarter, reduce taxes, and secure your future today! ...more

Wealth Creation Framework | Step-5 ,Six Steps To Financial Freedom | The Recipe For Retirement Planning

January 23, 202512 min read

Ontario Title Insurance Costs Exposed—Save Before You Buy!

Ontario Title Insurance Costs Exposed—Save Before You Buy!

Discover how title insurance protects your Ontario property from hidden risks, fraud, and costly surprises. Learn what it covers and save money today! ...more

Canadian Estate Planning ,Important Financial Decisions &Guardianship Of Assets | Step-3

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T1013 vs. AUT-01: The Must-Know Difference Explained

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Learn the crucial differences between T1013 and AUT-01 forms, why the change matters, and how to ensure your CRA authorizations are up-to-date. ...more

Canadian Tax Saving Strategies ,Canadian Estate Planning &Important Financial Decisions

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24/7 No Refusal Payday Loans in Canada – Risks to Avoid

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Avoid the risks of 24/7 no refusal payday loans in Canada. Learn about high fees, quick debt cycles, and why they're best avoided. ...more

Life Threatening Situations ,Debt Harmony Tactics | Step-2

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How to Enjoy Retirement Life with a Meaningful Routine

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Enjoy retirement to the fullest! Learn how to design a meaningful routine that keeps you motivated, engaged, and living life on your terms. Start today! ...more

Retirement Planning

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What Is the Dividend Tax Credit in Canada? Maximize Gains!

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Maximize your savings with the Dividend Tax Credit in Canada! Learn how to reduce taxes, boost returns, and unlock financial benefits on your investments. ...more

Canadian Tax Saving Strategies

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The Essential Guide to Family Trusts in Canada You Need

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Discover how family trusts in Canada protect wealth, minimize taxes, and secure your family's future. Learn essential steps to set one up with our expert guide! ...more

Canadian Tax Saving Strategies ,Canadian Estate Planning Legacy &Legacy Fortress Planning | Step-6

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Roth IRA: Opportunities for Canada-U.S. Cross-Border Ties

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Cross Border

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Important Financial Decisions ,Guardianship Of Assets | Step-3 &Legacy Fortress Planning | Step-6

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Living in Canada vs. USA: Unveiling the Hidden Pros and Cons

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Cross Border

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IMMEDIATE FINANCING ARRANGEMENT (IFA)

FOR CANADIAN CORPORATIONS

An IFA is a practice whereby you take out a premium life insurance policy that has a cash building component, such as an exempt whole or universal life insurance policy, and then directly use the policy as collateral to obtain a loan. In this way, you gain the full benefit from the insurance policy, yet you are still able to use your money to build your business or to invest in other income-generating avenues.


How the IFA works to help you get more tax deductions?

IS ‘PERMANENT LIFE INSURANCE’ A NEED OR A WANT?

Most Canadians are confused about choosing life insurance that caters to their needs. You must be fed up with many advisors, agents, brokers pitching a rosy life insurance product.

6 Reasons Why Retirement Planning Should Be Your Priority

Retirement management has several benefits that range from both personal and psychological to financial. Here are several advantages and common reasons for effectively planning your retirement. As popular saying


“If you fail to plan, you are planning to fail!”

Important financial decisions that

everyone should make

Some timely decisions that we make have a great impact on our life either immediately or for the years that are yet to come. Taking a right financial decision is the best example of making a timely decision.

How to prepare yourself to face life- threatening situations and make the right financial decisions?

Each one of us begins a new day praying to God for the future of our family and ourselves. We step out of our home for work or any reason without knowing what is going to happen. Many personal unexpected situations might affect your family at large.

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Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces.

License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC). Insurance and segregated funds provided by Carte Risk Management Inc.

@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure

© 2025 Hexavision Enterprise. All rights reserved

Our Service Area

Ontario | Quebec

Alberta | Nova Scotia

British Columbia | Saskatchewan

New Brunswick

Working Hours

🟢 Monday to Friday : 9:30 - 6:30 EST

🔴 Saturday and Sunday : Closed

Join Our Blogs/Newsletter

Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces. License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC), AMF LIC# 2023-CI-1016414(QC), LIC # 087345 (SK), FCSC LIC# 220039066 (NB) Insurance and segregated funds provided by Carte Risk Management Inc.

@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure

© 2025 Hexavision Enterprise. All rights reserved