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IMMEDIATE FINANCING ARRANGEMENT (IFA)

FOR CANADIAN CORPORATIONS

An IFA is a practice whereby you take out a premium life insurance policy that has a cash building component, such as an exempt whole or universal life insurance policy, and then directly use the policy as collateral to obtain a loan.


How the IFA works to help you get more tax deductions?

IS ‘PERMANENT LIFE INSURANCE’ A NEED OR A WANT?

Most Canadians are confused about choosing life insurance that caters to their needs. You must be fed up with many advisors, agents, brokers pitching a rosy life insurance product.

6 Reasons Why Retirement Planning

Should Be Your Priority

Retirement management has several benefits that range from both personal and psychological

to financial. Here are several advantages and common reasons for effectively planning your

retirement. As popular saying


“If you fail to plan, you are planning to fail!”

Important financial decisions that

everyone should make

Some timely decisions that we make have a great impact on our life either immediately or for the years that are yet to come. Taking a right financial decision is the best example of making a timely decision.

How to prepare yourself to face life- threatening situations and make the right financial decisions?

Each one of us begins a new day praying to God for the future of our family and ourselves. We step out of our home for work or any reason without knowing what is going to happen. Many personal unexpected situations might affect your family at large.

Dear reader, The information provided in these blogs is for educational and informational purposes only. It does not constitute legal, accounting, financial, or tax advice and should not be relied upon as such. Every financial situation is unique, and it is recommended to consult with a qualified legal or financial professional for personalized guidance.
$300 Federal Payment Canada 2025: Everything You Must Know

$300 Federal Payment Canada 2025: Everything You Must Know

2025’s $300 Federal Payment: Discover if YOU qualify! Exact dates, step-by-step claiming guide, and hidden eligibility rules revealed. Act now! ...more

Canadian Tax Saving Strategies ,Retirement Planning Reasons

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What is FAPI? Ultimate Guide to Canada’s Tax Calculation!

What is FAPI? Ultimate Guide to Canada’s Tax Calculation!

Confused by FAPI? Master Foreign Accrual Property Income fast with our ultimate guide! Stop tax traps, unlock secrets, and take control now—click to learn! ...more

Canadian Tax Saving Strategies

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Is HST on Commercial Property Crushing Your Dreams? Learn How!

Is HST on Commercial Property Crushing Your Dreams? Learn How!

Is HST on Commercial Property silently crushing your profits? Uncover shocking tax traps and smart fixes to save your dreams—click now to learn how! ...more

Canadian Tax Saving Strategies

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50 Side Hustles Canada That Pay Surprisingly Well!

50 Side Hustles Canada That Pay Surprisingly Well!

Unlock 50 high-paying side hustles in Canada! From hidden gems to top earners, find your perfect side gig and start making serious extra cash today! 🚀 ...more

Canadian Tax Saving Strategies ,Wealth Creation

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Trillium Payment Dates 2025 – Big Updates You Need Now!

Trillium Payment Dates 2025 – Big Updates You Need Now!

"Trillium Benefit 2025: Get the latest payment dates & big updates! Maximize your payout—don’t miss these crucial details for Ontario residents!" ...more

Canadian Tax Saving Strategies

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How to Get Short-Term Disability Approved While Pregnant 2025

How to Get Short-Term Disability Approved While Pregnant 2025

How to Get Short-Term Disability Approved While Pregnant—learn the process, required documents, and key tips to secure benefits for pregnancy-related complications. ...more

Important Financial Decisions

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Inheritance Tax Canada: The Hidden Trap Exposed!

Inheritance Tax Canada: The Hidden Trap Exposed!

Think there's no inheritance tax in Canada? Think again! Uncover hidden estate costs, tax traps, and how to protect your wealth before it's too late. ...more

Canadian Tax Saving Strategies ,Canadian Estate Planning &Legacy Fortress Planning | Step-6

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Are Gifts Taxable in Canada? Avoid This Costly Mistake!

Are Gifts Taxable in Canada? Avoid This Costly Mistake!

Are gifts taxable in Canada? Learn how to avoid costly mistakes with gifting rules, taxes, and exemptions. Don’t pay more than you should! ...more

Canadian Tax Saving Strategies

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Canada Pro Deposit: The Secret Cash Perk You Could Lose!

Canada Pro Deposit: The Secret Cash Perk You Could Lose!

A surprise deposit in your bank? Canada PRO could mean free cash from provincial benefits. Find out if you're eligible before you miss out. ...more

Canadian Tax Saving Strategies

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The Smartest Way to Move Your Corporation Across Provinces

The Smartest Way to Move Your Corporation Across Provinces

Moving your corporation to another province? Avoid pitfalls, cut costs, and ensure a smooth transition with this smart, hassle-free relocation guide! ...more

Canadian Tax Saving Strategies

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What Is an LLC in Canada? Costly Mistakes to Avoid!

What Is an LLC in Canada? Costly Mistakes to Avoid!

Thinking of starting an LLC in Canada? Beware of costly mistakes! Learn the truth about LLCs, legal pitfalls, and better business structure options. ...more

Canadian Tax Saving Strategies

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Who Can Put a Lien on Your Property in Ontario? – Alarming Truth!

Who Can Put a Lien on Your Property in Ontario? – Alarming Truth!

Who can put a lien on your Ontario property? The shocking truth—banks, CRA, contractors, and even individuals can claim your home. Find out how to protect it! ...more

Canadian Estate Planning ,Guardianship Of Assets | Step-3

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Investment Property vs. PPOR: Which Builds Explosive Wealth Faster?

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PPOR or investment property—which builds wealth faster? Discover key insights, risks, and expert strategies to maximize your financial growth. Read now! ...more

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Ontario Grocery Rebate 2025: Big Discounts Await!

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Struggling with rising grocery costs? The Ontario Grocery Rebate 2025 brings big discounts to help you save more! See if you qualify & claim your rebate now! ...more

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Important Financial Decisions

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How Does Buying Direct Life Insurance Work? Don’t Get Tricked!

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Don't fall for costly mistakes! Learn how buying direct life insurance really works, avoid hidden traps, and secure the best deal—fast, easy, and hassle-free! ...more

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401(k) in Canada? Game-Changing Retirement Hacks Revealed!

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Discover the shocking truth about 401(k) in Canada! Unlock powerful retirement hacks and tax-saving strategies that experts don’t want you to know! ...more

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The Requisition Date: The Ultimate Guide You Need!

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Wealth Creation Framework | Step-5 ,Six Steps To Financial Freedom | The Recipe For Retirement Planning

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IMMEDIATE FINANCING ARRANGEMENT (IFA)

FOR CANADIAN CORPORATIONS

An IFA is a practice whereby you take out a premium life insurance policy that has a cash building component, such as an exempt whole or universal life insurance policy, and then directly use the policy as collateral to obtain a loan. In this way, you gain the full benefit from the insurance policy, yet you are still able to use your money to build your business or to invest in other income-generating avenues.


How the IFA works to help you get more tax deductions?

IS ‘PERMANENT LIFE INSURANCE’ A NEED OR A WANT?

Most Canadians are confused about choosing life insurance that caters to their needs. You must be fed up with many advisors, agents, brokers pitching a rosy life insurance product.

6 Reasons Why Retirement Planning Should Be Your Priority

Retirement management has several benefits that range from both personal and psychological to financial. Here are several advantages and common reasons for effectively planning your retirement. As popular saying


“If you fail to plan, you are planning to fail!”

Important financial decisions that

everyone should make

Some timely decisions that we make have a great impact on our life either immediately or for the years that are yet to come. Taking a right financial decision is the best example of making a timely decision.

How to prepare yourself to face life- threatening situations and make the right financial decisions?

Each one of us begins a new day praying to God for the future of our family and ourselves. We step out of our home for work or any reason without knowing what is going to happen. Many personal unexpected situations might affect your family at large.

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Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces.

License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC). Insurance and segregated funds provided by Carte Risk Management Inc.

@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure

© 2025 Hexavision Enterprise. All rights reserved

Our Service Area

Ontario | Quebec

Alberta | Nova Scotia

British Columbia | Saskatchewan

New Brunswick

Working Hours

🟢 Monday to Friday : 9:30 - 6:30 EST

🔴 Saturday and Sunday : Closed

Join Our Blogs/Newsletter

Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces. License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC), AMF LIC# 2023-CI-1016414(QC), LIC # 087345 (SK), FCSC LIC# 220039066 (NB) Insurance and segregated funds provided by Carte Risk Management Inc.

@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure

© 2025 Hexavision Enterprise. All rights reserved