Debt Management:
Your Pathway to Financial Freedom
Debt Management: The 2nd Step in the Hexavisionary Framework
Debt can be a significant hurdle to financial freedom if not managed properly. Our Debt Harmony Tactics focus on consolidating and managing your debts efficiently. We help you understand the difference between good and bad debt.
By harmonizing your debt repayment strategies, you can reduce financial stress and free up resources for wealth-building opportunities by eliminating bad debts and embracing good debt that generate income for you.
Understanding Debt: Key to Achieving Financial Independence
Debt doesn’t have to be a barrier to financial freedom. In fact, when managed correctly, debt can be a powerful tool for building wealth. Many Canadians have been led to believe that all debt is bad, a belief passed down from previous generations. However, in the modern financial world, strategic debt is one of the fastest ways to reach financial independence.
Even large corporations, despite sitting on significant cash reserves, maintain debt on their balance sheets. Why? Because borrowing against assets is often a tax-efficient way to grow wealth. This same strategy can be applied to individuals seeking to accelerate their path to financial freedom.
Canadian Mortgages Are Delaying Your Financial Success
For most Canadians, the mortgage is the largest debt they carry. While it provides access to homeownership and build home equity, but the way mortgages are structured, particularly with amortized payments, results in higher overall interest costs. This method of borrowing, though common, is one of the costliest ways to manage debt.Amortization creates a significant drag on your financial growth, even if the interest rates seem low. The result? Delayed financial freedom and more money spent on interest payments rather than wealth-building opportunities.
T&C Apply | Qualification by financial institutions needed | Not suitable for everyone. Must consult with a licensed professional before taking any action. Only for information purpose.
Tax-Efficient Leveraged Debt Management: Save Thousands in Interest Payments
One of the most overlooked strategies is using leveraged debt in a tax-efficient manner. Many Canadians don’t realize that higher interest debt, if structured correctly, can result in tax deductions, making it cheaper in the long run compared to lower-rate amortized loans.
We help you navigate these opportunities, showing you how to structure debt in a way that not only reduces your interest payments but also maximizes your tax savings.
T&C Apply | Qualification by financial institutions needed | Not suitable for everyone. Must consult with a licensed professional before taking any action. Only for information purpose.
Convert Dead Equity into an Income Generating Asset: Pay Tax Deductible Simple Interest, Not Compound Interest
At Hexavision, we help Canadians to understand and turn their home equity and mortgage into assets that work for them. Our unique approach shows how to:
Minimize the Cost of Borrowing: Instead of falling into the trap of compounding interest, we help you convert your interest payments to simple interest, saving you thousands over time.
Amortization vs. Simple Interest: We’ll show you why amortized loans are more expensive, even with lower rates, and how simple interest despite higher rate of interest is a more efficient, cost-effective alternative. Paying the same amount of money can significantly reduce the number of years that it takes to payoff the mortgage with tax deductible simple interest.
Take Control of Your Retirement Today!
Don’t let conflicting advice from institutions stand in the way of your financial freedom. At Hexavision, we’re here to guide you with holistic, unbiased advice that will help you achieve the financial freedom you deserve. Everyone that we have helped till today started with showing up to the masterclass. Click the link below to get started.
Ready to take control of your debt and build wealth?
Schedule a consultation today and discover how our debt management strategies can put you on the path to financial freedom.
Working Hours
🟢 Monday to Saturday : 9:30 AM - 6:30 PM
🔴 Sunday : Closed
Our Service Area
Ontario | Quebec
Alberta | Nova Scotia
British Columbia | Saskatchewan
New Brunswick
Join Our Blogs
Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces.
License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC). Insurance and segregated funds provided by Carte Risk Management Inc.
@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure
© 2025 Hexavision Enterprise. All rights reserved
Our Service Area
Ontario | Quebec
Alberta | Nova Scotia
British Columbia | Saskatchewan
New Brunswick
Working Hours
🟢 Monday to Friday : 9:30 - 6:30 EST
🔴 Saturday and Sunday : Closed
Join Our Blogs/Newsletter
Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces. License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC), AMF LIC# 2023-CI-1016414(QC), LIC # 087345 (SK), FCSC LIC# 220039066 (NB) Insurance and segregated funds provided by Carte Risk Management Inc.
@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure
© 2025 Hexavision Enterprise. All rights reserved