Securing Legacies
For Generations
Ensures your financial achievements benefit those you care about the most by proper planning.
Get Your Free Estate Planning KitLegacy Fortress Planning
Many Canadians are unaware of the complex estate tax laws and the potential consequences of not planning ahead. As part of our 6-step Hexavisionary Framework to Achieve Total Financial Freedom, we provide comprehensive estate planning solutions that facilitate Family Governance Discussions and help families articulate shared values and visions for their wealth.
Planning for your legacy is about more than just ensuring that your assets are passed on to loved ones. It’s about doing so in a way that minimizes tax liabilities, honors your personal wishes, and maintains family harmony.
Our Proven Framework
Comprehensive Analysis
We conduct a detailed review of your current estate to identify potential tax liabilities and other risks.
Custom Solutions
Every family is unique, so we develop customized estate planning strategies that reflect your personal goals and family dynamics.
Implementation & Monitoring
Once your plan is in place, we provide ongoing support to ensure it remains aligned with changing laws, market conditions, and personal circumstances.
Ongoing Review
Estate planning is not a one-time process. We review your plan every year during our annual consultation call to ensure it still meets your needs and optimizes your tax efficiency.
Why Estate Planning is Crucial
Without a clear plan, your assets could be subject to hefty estate taxes, and your loved ones may face unnecessary challenges in managing your estate. These issues often lead to legal disputes, family tension, and financial loss.
At Hexavision, we help you:
Minimize Estate Taxes
Strategies to ensure your estate is taxed as little as possible.
Prepare for the Future
Ensure that your wishes are honored, and your estate is managed smoothly.
Maintain Family Harmony
Prevent disputes by clearly outlining your intentions.
Prevent Legal Disputes
Support your business succession or charitable giving objectives seamlessly.
Key Considerations
We walk you through all aspects of estate planning, including:
Understanding Estate Tax Consequences
Many are unaware of how much tax can reduce the value of their estate. We make sure you understand the implications and offer solutions to minimize this burden.
Choosing the Right Executors and Trustees
Having trusted people in place to execute your will is crucial. We help you identify the right individuals to manage your estate with integrity and efficiency.
Setting Up Trusts and Wills
A solid will and trust structure ensures your assets are distributed according to your wishes, without unnecessary delays or complications.
Planning for Business Succession
If you own a business, our estate planning services also include preparing for the seamless transfer of ownership or management.
Maintaining Family Harmony
We help you make informed decisions that protect your loved ones from potential disagreements or conflicts over the estate.
Charitable Giving Objectives
If you desire to continue to support charitable causes, our estate planning services ensure your wishes are executed.
Jorge Ramos
National Director of Advanced PlanningJorge is the heart of our Advanced Planning strategies, providing exceptional support and ensuring our corporate and personal clients feel valued and understood every step of the way.
With decades of top-tier institutional experience and highly specialized credentials (including Trust & Estate Practitioner and Securities licenses), Jorge ensures that exclusive strategies—like Legacy Banking and Estate Protector—are available to our clients as a secure part of their journey toward financial freedom.
Frequently Asked Questions
What is estate planning, and why is it important for Canadians?
Estate planning in Canada involves creating a legal framework for how your assets will be managed after your death.
It helps minimize estate taxes, avoids family disputes, and ensures your wishes are carried out. By planning ahead, you can leave a tax-efficient legacy.
How can I minimize estate taxes in Canada?
Options include setting up trusts, making use of tax exemptions, and gifting assets to your beneficiaries during your lifetime.
If you have a corporation, utilizing the Capital Dividend Account (CDA) is the best way to minimize taxes during your lifetime and after you pass away.
What’s the difference between a Will and a Trust?
A will is a document outlining how assets are distributed after death and must go through probate.
A trust allows a third party to hold assets on behalf of beneficiaries. Trusts help you avoid probate, provide privacy, and reduce estate taxes.
When should I start estate planning?
Ideally, you should begin as soon as you have attained a legal age.
If you have significant assets, such as property, investments, a business, or when you start a family, it is an absolute must-have document for all Canadians.
What basic documents do all Canadians need?
At a minimum, you should create:
1. A simple Will.
2. A Power of Attorney to manage financial affairs if incapacitated.
3. An Advance Healthcare Directive for healthcare preferences.
How can I ensure family harmony through estate planning?
Creating a detailed will and establishing trusts helps avoid disputes by specifying exactly how assets should be distributed.
Hexavision emphasizes reducing conflicts by making sure your plan reflects your values and respects your loved ones.
Secure Your Free Estate Planning Kit
Take the guesswork out of your legacy. Request our exclusive, two-part estate planning bundle designed to give you and your loved ones absolute clarity and peace of mind.
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The Comprehensive Will Guide
A structured workbook to help you catalog your assets, outline your healthcare directives, and ensure your final wishes are clearly defined.
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The Executor's Handbook
A step-by-step roadmap for the person you trust most, giving them the exact tools they need to manage and distribute your estate without the stress.