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IMMEDIATE FINANCING ARRANGEMENT (IFA)

FOR CANADIAN CORPORATIONS

An IFA is a practice whereby you take out a premium life insurance policy that has a cash building component, such as an exempt whole or universal life insurance policy, and then directly use the policy as collateral to obtain a loan.


How the IFA works to help you get more tax deductions?

IS ‘PERMANENT LIFE INSURANCE’ A NEED OR A WANT?

Most Canadians are confused about choosing life insurance that caters to their needs. You must be fed up with many advisors, agents, brokers pitching a rosy life insurance product.

6 Reasons Why Retirement Planning

Should Be Your Priority

Retirement management has several benefits that range from both personal and psychological

to financial. Here are several advantages and common reasons for effectively planning your

retirement. As popular saying


“If you fail to plan, you are planning to fail!”

Important financial decisions that

everyone should make

Some timely decisions that we make have a great impact on our life either immediately or for the years that are yet to come. Taking a right financial decision is the best example of making a timely decision.

How to prepare yourself to face life- threatening situations and make the right financial decisions?

Each one of us begins a new day praying to God for the future of our family and ourselves. We step out of our home for work or any reason without knowing what is going to happen. Many personal unexpected situations might affect your family at large.

Dear reader, The information provided in these blogs is for educational and informational purposes only. It does not constitute legal, accounting, financial, or tax advice and should not be relied upon as such. Every financial situation is unique, and it is recommended to consult with a qualified legal or financial professional for personalized guidance.
Investment Property vs. PPOR: Which Builds Explosive Wealth Faster?

Investment Property vs. PPOR: Which Builds Explosive Wealth Faster?

PPOR or investment property—which builds wealth faster? Discover key insights, risks, and expert strategies to maximize your financial growth. Read now! ...more

Canadian Tax Saving Strategies ,Important Financial Decisions

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How to Open a Holding Company in Canada: Success Secrets

How to Open a Holding Company in Canada: Success Secrets

Unlock the secrets to opening a holding company in Canada! Learn how to protect assets, reduce taxes, and maximize business growth with expert insights. ...more

Important Financial Decisions

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How Does Buying Direct Life Insurance Work? Don’t Get Tricked!

How Does Buying Direct Life Insurance Work? Don’t Get Tricked!

Don't fall for costly mistakes! Learn how buying direct life insurance really works, avoid hidden traps, and secure the best deal—fast, easy, and hassle-free! ...more

Important Financial Decisions

February 13, 202514 min read

401(k) in Canada? Game-Changing Retirement Hacks Revealed!

401(k) in Canada? Game-Changing Retirement Hacks Revealed!

Discover the shocking truth about 401(k) in Canada! Unlock powerful retirement hacks and tax-saving strategies that experts don’t want you to know! ...more

Canadian Tax Saving Strategies ,Important Financial Decisions &Cross Border

February 10, 202525 min read

Ontario Title Insurance Costs Exposed—Save Before You Buy!

Ontario Title Insurance Costs Exposed—Save Before You Buy!

Discover how title insurance protects your Ontario property from hidden risks, fraud, and costly surprises. Learn what it covers and save money today! ...more

Canadian Estate Planning ,Important Financial Decisions &Guardianship Of Assets | Step-3

January 20, 202522 min read

T1013 vs. AUT-01: The Must-Know Difference Explained

T1013 vs. AUT-01: The Must-Know Difference Explained

Learn the crucial differences between T1013 and AUT-01 forms, why the change matters, and how to ensure your CRA authorizations are up-to-date. ...more

Canadian Tax Saving Strategies ,Canadian Estate Planning &Important Financial Decisions

January 16, 202512 min read

How to Protect Your Loved Ones with Final Expense Insurance

How to Protect Your Loved Ones with Final Expense Insurance

How to Secure your family’s future with final expense insurance. Cover funeral costs and bills—get affordable, hassle-free coverage today! ...more

Important Financial Decisions ,Guardianship Of Assets | Step-3 &Legacy Fortress Planning | Step-6

December 26, 202423 min read

Which Financial Personality Are You? What is the next step? Discover if You're a Spender, Saver, or Wealth Creator!

Which Financial Personality Are You? What is the next step? Discover if You're a Spender, Saver, or Wealth Creator!

Discover your financial personality and unlock the keys to managing money effectively. Whether you're a Spender, Saver, or Wealth Creator, this blog post helps you understand your habits and provides ... ...more

Wealth Creation ,Retirement Planning Reasons Important Financial Decisions &Wealth Creation Framework | Step-5

October 01, 202410 min read

What To Do Today That Your Future Self and Generations Will Thank You For!

What To Do Today That Your Future Self and Generations Will Thank You For!

This blog post will empower you with the "3 Universal Laws of Money" today to create a 'self-funding wealth creation machine' that compounds like an eternal torch for your future and next generations.... ...more

Wealth Creation ,Retirement Planning Reasons Important Financial Decisions &Legacy

August 30, 20234 min read

The Urgent Need for Canadians Without a Will and Healthcare Directive

The Urgent Need for Canadians Without a Will and Healthcare Directive

Unlock peace of mind for your family's future. Learn the 5 must-know reasons to have a will and healthcare directive in place, and the 5 rewards that come with taking action. Secure their well-being t... ...more

Canadian Estate Planning ,Important Financial Decisions

August 25, 20233 min read

Attain Total Financial Freedom: Your Path with Hexavision Framework

Attain Total Financial Freedom: Your Path with Hexavision Framework

Your pathway to Total financial freedom with 3 miles stones along the way- the Hexavisionary way. Achieve security, freedom, and wealth through strategic financial planning. ...more

Retirement Planning ,Important Financial Decisions

August 23, 20235 min read

 Important financial decisions that every  Canadian should make

 Important financial decisions that every  Canadian should make

Some timely decisions that we make have a great impact on our life either immediately or for the years that are yet to come. Taking a right financial decision is the best example of making a timely de... ...more

Important Financial Decisions

May 12, 20234 min read

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IMMEDIATE FINANCING ARRANGEMENT (IFA)

FOR CANADIAN CORPORATIONS

An IFA is a practice whereby you take out a premium life insurance policy that has a cash building component, such as an exempt whole or universal life insurance policy, and then directly use the policy as collateral to obtain a loan. In this way, you gain the full benefit from the insurance policy, yet you are still able to use your money to build your business or to invest in other income-generating avenues.


How the IFA works to help you get more tax deductions?

IS ‘PERMANENT LIFE INSURANCE’ A NEED OR A WANT?

Most Canadians are confused about choosing life insurance that caters to their needs. You must be fed up with many advisors, agents, brokers pitching a rosy life insurance product.

6 Reasons Why Retirement Planning Should Be Your Priority

Retirement management has several benefits that range from both personal and psychological to financial. Here are several advantages and common reasons for effectively planning your retirement. As popular saying


“If you fail to plan, you are planning to fail!”

Important financial decisions that

everyone should make

Some timely decisions that we make have a great impact on our life either immediately or for the years that are yet to come. Taking a right financial decision is the best example of making a timely decision.

How to prepare yourself to face life- threatening situations and make the right financial decisions?

Each one of us begins a new day praying to God for the future of our family and ourselves. We step out of our home for work or any reason without knowing what is going to happen. Many personal unexpected situations might affect your family at large.

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Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces.

License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC). Insurance and segregated funds provided by Carte Risk Management Inc.

@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure

© 2025 Hexavision Enterprise. All rights reserved

Our Service Area

Ontario | Quebec

Alberta | Nova Scotia

British Columbia | Saskatchewan

New Brunswick

Working Hours

🟢 Monday to Friday : 9:30 - 6:30 EST

🔴 Saturday and Sunday : Closed

Join Our Blogs/Newsletter

Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces. License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC), AMF LIC# 2023-CI-1016414(QC), LIC # 087345 (SK), FCSC LIC# 220039066 (NB) Insurance and segregated funds provided by Carte Risk Management Inc.

@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure

© 2025 Hexavision Enterprise. All rights reserved