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IMMEDIATE FINANCING ARRANGEMENT (IFA)

FOR CANADIAN CORPORATIONS

An IFA is a practice whereby you take out a premium life insurance policy that has a cash building component, such as an exempt whole or universal life insurance policy, and then directly use the policy as collateral to obtain a loan.


How the IFA works to help you get more tax deductions?

IS ‘PERMANENT LIFE INSURANCE’ A NEED OR A WANT?

Most Canadians are confused about choosing life insurance that caters to their needs. You must be fed up with many advisors, agents, brokers pitching a rosy life insurance product.

6 Reasons Why Retirement Planning

Should Be Your Priority

Retirement management has several benefits that range from both personal and psychological

to financial. Here are several advantages and common reasons for effectively planning your

retirement. As popular saying


“If you fail to plan, you are planning to fail!”

Important financial decisions that

everyone should make

Some timely decisions that we make have a great impact on our life either immediately or for the years that are yet to come. Taking a right financial decision is the best example of making a timely decision.

How to prepare yourself to face life- threatening situations and make the right financial decisions?

Each one of us begins a new day praying to God for the future of our family and ourselves. We step out of our home for work or any reason without knowing what is going to happen. Many personal unexpected situations might affect your family at large.

Dear reader, The information provided in these blogs is for educational and informational purposes only. It does not constitute legal, accounting, financial, or tax advice and should not be relied upon as such. Every financial situation is unique, and it is recommended to consult with a qualified legal or financial professional for personalized guidance.
Who Can Put a Lien on Your Property in Ontario? – Alarming Truth!

Who Can Put a Lien on Your Property in Ontario? – Alarming Truth!

Who can put a lien on your Ontario property? The shocking truth—banks, CRA, contractors, and even individuals can claim your home. Find out how to protect it! ...more

Canadian Estate Planning ,Guardianship Of Assets | Step-3

February 27, 20259 min read

The Requisition Date: The Ultimate Guide You Need!

The Requisition Date: The Ultimate Guide You Need!

Master the Requisition Date like a pro! Uncover key insights, avoid costly mistakes, and navigate property deals with confidence. Your ultimate guide awaits! ...more

Wealth Creation ,Canadian Estate Planning &Legacy Fortress Planning | Step-6

February 06, 202515 min read

Mastering Advance Care Planning: Unlock the Secret

Mastering Advance Care Planning: Unlock the Secret

Advance care planning: Your guide to making informed healthcare decisions. Prepare for the future with our expert tips! ...more

Canadian Estate Planning ,Legacy

January 27, 202510 min read

Ontario Title Insurance Costs Exposed—Save Before You Buy!

Ontario Title Insurance Costs Exposed—Save Before You Buy!

Discover how title insurance protects your Ontario property from hidden risks, fraud, and costly surprises. Learn what it covers and save money today! ...more

Canadian Estate Planning ,Important Financial Decisions &Guardianship Of Assets | Step-3

January 20, 202522 min read

T1013 vs. AUT-01: The Must-Know Difference Explained

T1013 vs. AUT-01: The Must-Know Difference Explained

Learn the crucial differences between T1013 and AUT-01 forms, why the change matters, and how to ensure your CRA authorizations are up-to-date. ...more

Canadian Tax Saving Strategies ,Canadian Estate Planning &Important Financial Decisions

January 16, 202512 min read

The Essential Guide to Family Trusts in Canada You Need

The Essential Guide to Family Trusts in Canada You Need

Discover how family trusts in Canada protect wealth, minimize taxes, and secure your family's future. Learn essential steps to set one up with our expert guide! ...more

Canadian Tax Saving Strategies ,Canadian Estate Planning Legacy &Legacy Fortress Planning | Step-6

January 02, 202545 min read

The Urgent Need for Canadians Without a Will and Healthcare Directive

The Urgent Need for Canadians Without a Will and Healthcare Directive

Unlock peace of mind for your family's future. Learn the 5 must-know reasons to have a will and healthcare directive in place, and the 5 rewards that come with taking action. Secure their well-being t... ...more

Canadian Estate Planning ,Important Financial Decisions

August 25, 20233 min read

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IMMEDIATE FINANCING ARRANGEMENT (IFA)

FOR CANADIAN CORPORATIONS

An IFA is a practice whereby you take out a premium life insurance policy that has a cash building component, such as an exempt whole or universal life insurance policy, and then directly use the policy as collateral to obtain a loan. In this way, you gain the full benefit from the insurance policy, yet you are still able to use your money to build your business or to invest in other income-generating avenues.


How the IFA works to help you get more tax deductions?

IS ‘PERMANENT LIFE INSURANCE’ A NEED OR A WANT?

Most Canadians are confused about choosing life insurance that caters to their needs. You must be fed up with many advisors, agents, brokers pitching a rosy life insurance product.

6 Reasons Why Retirement Planning Should Be Your Priority

Retirement management has several benefits that range from both personal and psychological to financial. Here are several advantages and common reasons for effectively planning your retirement. As popular saying


“If you fail to plan, you are planning to fail!”

Important financial decisions that

everyone should make

Some timely decisions that we make have a great impact on our life either immediately or for the years that are yet to come. Taking a right financial decision is the best example of making a timely decision.

How to prepare yourself to face life- threatening situations and make the right financial decisions?

Each one of us begins a new day praying to God for the future of our family and ourselves. We step out of our home for work or any reason without knowing what is going to happen. Many personal unexpected situations might affect your family at large.

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Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces.

License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC). Insurance and segregated funds provided by Carte Risk Management Inc.

@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure

© 2025 Hexavision Enterprise. All rights reserved

Our Service Area

Ontario | Quebec

Alberta | Nova Scotia

British Columbia | Saskatchewan

New Brunswick

Working Hours

🟢 Monday to Friday : 9:30 - 6:30 EST

🔴 Saturday and Sunday : Closed

Join Our Blogs/Newsletter

Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces. License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC), AMF LIC# 2023-CI-1016414(QC), LIC # 087345 (SK), FCSC LIC# 220039066 (NB) Insurance and segregated funds provided by Carte Risk Management Inc.

@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure

© 2025 Hexavision Enterprise. All rights reserved