Life insurance isn't just about what happens after you’re gone —
it's about how confidently you live today, knowing your family is protected no matter what.
A Gift of Certainty in an Uncertain World
Our Guardianship of Assets strategies, which is the third step to achieving total financial freedom, include insurance planning, legal protections, and risk management techniques. We ensure that your loved ones are well-protected, allowing you to focus on growing your wealth without undue worry.
Providing financial security to beneficiaries upon death as well as protecting your assets is crucial to maintaining financial freedom. This step involves safeguarding your accumulated investments, real estate properties, and other valuable assets from potential risks and estate taxes. Your life insurance payout always goes to whomever you choose tax-free. The money can be used to pay bills, the mortgage, kids’ education, wealth for next generation or to keep your business running.
Meeting the needs of our clients' risk management and estate planning objectives often involves the use of insurance products. Today, more than ever, there is a broad range of modern insurance programs tailor-made for specific protection requirements, and as an independent broker, is ideally positioned to search the market for the best product at the best price to meet your specific needs.
The following is a list of some of the different types of life insurance plans available to our clients through us.
Term Life Insurance | Affordable, temporary peace of mind
Term policies are commonly available for terms of five, 10,20 or 30 years, or to age 65 or age 75. Most term policies do not include cash values. Hence, premium costs are lower than for permanent policies - at least when you’re younger. Suitable for temporary needs such as mortgage; child education and needs for continuing income for the family.
To compare the features of different types of policies, see the following chart below.
Term To 100 | Affordable, permanent peace of mind
To compare the features of different types of policies, see the following chart below.
Permanent life insurance has several variations: whole life, universal life, variable life. All are designed to provide insurance protection for your entire lifetime, as long as you keep the policy in force. Thanks to their tax advantages, permanent life insurance is also a powerful tool for wealth creation, estate planning, and insured retirement strategies — often used by corporations and high-net-worth individuals to grow and protect wealth efficiently.
For more information on life insurance in Canada, please visit the Canadian Life and Health Insurance Association (CLHIA).
Navigating the world of Insurance – understanding the nuances of Term Life VS Permanent, coverage need analysis, tax implications, and advanced strategies like Corporate Insured Plans can feel complex.
This is where clarity and objective guidance are essential. Hexavision believes in empowering Canadians to make informed financial decisions. That's why we offer our no-cost mentorship program.
Our experienced mentors provide unbiased education, helping you understand complex options for Insurance, weigh the pros and cons based on your personal circumstances, and compare them confidently against other options.
We're here to partner with you, enhancing your financial literacy so you can choose the path that truly serves your goals.Taking the step to secure Life Insurance is an act of responsibility and love. Let Hexavision help you make that decision with confidence.
Working Hours
🟢 Monday to Saturday : 9:30 AM - 6:30 PM
🔴 Sunday : Closed
Our Service Area
Ontario | Quebec
Alberta | Nova Scotia
British Columbia | Saskatchewan
New Brunswick
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Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces.
License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC). Insurance and segregated funds provided by Carte Risk Management Inc.
@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure
© 2025 Hexavision Enterprise. All rights reserved
Our Service Area
Ontario | Quebec
Alberta | Nova Scotia
British Columbia | Saskatchewan
New Brunswick
Working Hours
🟢 Monday to Friday : 9:30 - 6:30 EST
🔴 Saturday and Sunday : Closed
Join Our Blogs/Newsletter
Kanwaljit (Sunny) Kochar DBA Hexavision Enterprise is licensed to sell Segregated Funds investments, Life and A&S Insurance products in Ontario, Alberta, QC, NB, SK, NS and British Columbia. Not available in other provinces. License #s: FSCO LIC#17161321 (ON), AIC LIC # M-3493167-1763384-2020 (AL), BC LIC#LIC-2020-0022136-R01 (BC), AMF LIC# 2023-CI-1016414(QC), LIC # 087345 (SK), FCSC LIC# 220039066 (NB) Insurance and segregated funds provided by Carte Risk Management Inc.
@ 2025 Hexavision Enterprise| Terms And Condition| Privacy Policy | Advisor Disclosure
© 2025 Hexavision Enterprise. All rights reserved