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50 Side Hustles Canada That Pay Surprisingly Well!

Financial Foundations / 50 Side Hustles Canada That Pay Surprisingly Well!By / 38 minutes of reading / August 11, 2025

50 Side Hustles Canada That Pay Surprisingly Well! TL;DR: Key Takeaways on Side Hustles What Is a Side Hustle and Why Should You Consider One? Have you ever thought about turning your hobby into a source of income? A side hustle is just that—a way to earn extra money outside your primary job, but it’s got a unique spin. I’ve seen friends dive into freelance writing or start selling handmade […]

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Trillium Payment Dates 2025 – Big Updates You Need Now!

Financial Foundations / Trillium Payment Dates 2025 – Big Updates You Need Now!By / 10 minutes of reading / August 11, 2025

Trillium Payment Dates 2025 – Big Updates You Need Now! What Is the Ontario Trillium Benefit (OTB)? Ever wondered how some Ontario residents get a little extra cash each year? The Ontario Trillium Benefit (OTB) is a neat program run by the Canada Revenue Agency (CRA) to help folks tackle high energy costs, property tax, and sales tax—all rolled into one tailored benefit. I’ve seen it firsthand; last month, I

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How to Get Short-Term Disability Approved While Pregnant 2025

Financial Foundations / How to Get Short-Term Disability Approved While Pregnant 2025By / 19 minutes of reading / August 11, 2025

How to Get Short-Term Disability Approved While Pregnant 2025 What Is Short-Term Disability Insurance? Short-term disability insurance provides temporary income to an insured worker who cannot perform job duties due to a medical condition, illness, or non-work-related injury. Depending on the policy, coverage may come as an employer benefit or a standalone policy, affecting premiums, deductibles, and co payments. Some policies offer direct payments, while others require out-of-pocket expenses before

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Inheritance Tax Canada: The Hidden Trap Exposed!

Advanced Wealth & Legacy / Inheritance Tax Canada: The Hidden Trap Exposed!By / 14 minutes of reading / August 11, 2025

Inheritance Tax Canada: The Hidden Trap Exposed! Understanding Inheritance and Taxes in Canada: What Happens When Someone Passes Away? When someone passes away, you might wonder what happens to their money, assets, or property—and whether taxes come into play for those receiving inheritance. In Canada, the rules around this can feel perplexing, but I’ve navigated these waters as a Certified Estate Planning Expert and seen how families handle it firsthand.

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Are Gifts Taxable in Canada? Avoid This Costly Mistake!

Advanced Wealth & Legacy / Are Gifts Taxable in Canada? Avoid This Costly Mistake!By / 13 minutes of reading / August 11, 2025

Are Gifts Taxable in Canada? Avoid This Costly Mistake! Understanding the Legal Definition of a Gift In Canada, a gift is defined under the Federal Court of Appeal as a voluntary transfer of personal property or assets given freely by one person to another, without consideration (something in return). According to Black’s Law Dictionary, it’s a gratuitous act—meaning no contractual obligations or expectation of repayment exists. However, nuance matters: in

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Canada Pro Deposit: The Secret Cash Perk You Could Lose!

Financial Foundations / Canada Pro Deposit: The Secret Cash Perk You Could Lose!By / 14 minutes of reading / August 11, 2025

Canada Pro Deposit: The Secret Cash Perk You Could Lose! Understanding the Canada PRO Deposit The Canada PRO Deposit is a financial initiative designed to support Canadians with low to moderate income levels. This program, funded by both federal and provincial governments, aims to provide tax-free payments to eligible individuals and families to help cover essential expenses like energy, property taxes, childcare, and other costs. If you’ve ever noticed a

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What Is an LLC in Canada? Costly Mistakes to Avoid!

Advanced Wealth & Legacy / What Is an LLC in Canada? Costly Mistakes to Avoid!By / 12 minutes of reading / August 11, 2025

What Is an LLC in Canada? Costly Mistakes to Avoid! What is an LLC in Canada? An LLC (Limited Liability Company) in Canada isn’t technically called an LLC—it’s structured similarly to a hybrid business entity blending features of a corporation and a partnership. Unlike a traditional corporation, which faces corporate taxes and double taxation on dividends, an LLC operates as a pass-through entity for tax purposes. This means profits and

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Who Can Put a Lien on Your Property in Ontario? – Alarming Truth!

Advanced Wealth & Legacy / Who Can Put a Lien on Your Property in Ontario? – Alarming Truth!By / 9 minutes of reading / August 11, 2025

Who Can Put a Lien on Your Property in Ontario? – Alarming Truth! Who can file a lien on a property in Ontario? In Ontario, several entities can place a lien on your property if you owe them money. This includes government organizations like the Canada Revenue Agency (CRA), which can enforce a tax lien for unpaid taxes. If you’ve defaulted on a loan, banks or other financial institutions may

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Ontario Grocery Rebate 2025: Big Discounts Await!

Financial Foundations / Ontario Grocery Rebate 2025: Big Discounts Await!By / 7 minutes of reading / August 11, 2025

Ontario Grocery Rebate 2025: Big Discounts Await! The Canada Grocery Rebate 2025 is a Government initiative designed to provide financial support to eligible Canadians struggling with the rising cost of food. Building on the success of the 2023 Budget, this one-time payment aims to ease the burden of inflationary pressures on low-income and modest-income households. Qualified individuals and families will receive payments equivalent to double the standard GST credit amount.

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Tajinder Puri

National Director of Corporate Structuring and Cross-Border Taxation

CPA (CAN/USA), CA

With over 26 years of experience as a Senior Tax Auditor for the Canada Revenue Agency (CRA), Tajinder Puri is a distinguished authority in tax and strategic business structuring. He brings an unparalleled “insider’s perspective” to the Hexavision Team. Tajinder’s clinical eye for detail ensures that our clients’ wealth architecture is not only tax-efficient but stress-tested against the highest level of regulatory precision.

Throughout his two-and-a-half-decade career with the CRA, Tajinder specialized in high-stakes areas including international taxation, cross-border transactions, and tax planning for multinationals. He is a recognized expert in transfer pricing, inter-corporate reporting, and base erosion transactions—sophisticated domains that allow him to identify and neutralize “wealth leakage” for high-achieving families and corporate entities.

Tajinder’s global expertise is backed by an elite set of credentials, including CPA designations in both Canada and the USA, and a Chartered Accountant (CA) designation from India. This dual-border mastery provides Hexavision clients with seamless solutions for international tax minimization, business succession, and complex estate planning.

At Hexavision, Tajinder leads our tax division. He is dedicated to uncovering hidden structural inefficiencies and implementing the advanced, audit-proof strategies required to help our clients stop money leakage and achieve Total Financial Freedom.

Anil (Andy) Sud

General Insurance Specialist & Financial Freedom Consultant

General Insurance Specialist, Financial Consultant

Anil (Andy) Sud is a highly experienced Insurance Consultant with over 42 years in the customer service field. Known for his dedication, reliability, and in-depth knowledge, he brings a passion for exceptional client care to both life and non-life insurance sectors.

Andy excels at building long-lasting, trust-based relationships with clients, approaching each interaction with genuine empathy and a commitment to helping others. His attention to detail ensures clients receive personalized, well-thought-out solutions, while his careful handling of sensitive information provides peace of mind.

Andy’s extensive experience includes working with clients from diverse backgrounds and communicating effectively through face-to-face meetings, online channels, phone calls, and email correspondence.

A skilled communicator, he is fluent in English, Hindi, Urdu, Punjabi, and Dogri, which helps him connect deeply with a broad range of clients. Andy’s dedication to client satisfaction and deep expertise make him a valuable asset in the insurance industry.

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Jorge Ramos

National Director of Advanced Planning, Group and Corporation Strategies

CFP, CSA, CLU, CHS, TEP, Life License, Securities License, RIBO License,

Jorge Ramos is an elite strategist specializing in trust and estate architecture and complex corporate wealth preservation. As a Trust and Estate Practitioner (TEP) and Certified Financial Planner (CFP), Jorge brings an institutional-grade level of expertise to the Hexavision team, ensuring that our clients’ wealth is not only grown but protected for generations.

With over a decade of leadership experience as the National Director of Advanced Planning for two of Canada’s largest financial institutions, Jorge has spent his career at the intersection of high-level strategy and clinical execution. He is a master of navigating the complexities of multi-generational wealth transfer, corporate structuring, and the design of “Legacy Fortresses” that shield family assets from unnecessary erosion.

At Hexavision, Jorge serves as the heart of our implementation process. He doesn’t just design advanced solutions; he leads the execution, ensuring that the theoretical blueprint becomes a functioning financial machine. His ability to translate complex estate laws and tax-efficient structures into actionable steps provides our clients with the absolute certainty that their plan is being built to the highest standard of precision.

Beyond his technical mastery, Jorge is a passionate advocate for financial literacy. He is the founder of ‘Camp Millionaire’ in Canada, a program dedicated to teaching the next generation the foundational life skills of money management. His commitment to education and his clinical approach to strategy make him an indispensable partner in our clients’ journey toward Total Financial Freedom.

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Kanwaljit (Sunny) Kochar

CEO & Founder of Team Hexavision, Retirement Planning and Management Specialist

B.Com, PMP, CBAP

Kanwaljit (Sunny) Kochar is the visionary force behind Hexavision, boasting over 30 years of experience across various industries. His diverse background and innovative approach to retirement planning and management have empowered countless Canadians to achieve their financial dreams.

As a personal financial coach, Sunny collaborates with a team of like-minded professionals to help Canadians grow their wealth three times faster. His holistic strategy not only focuses on getting clients out of bad debt but also on achieving total financial freedom.

Sunny’s approach allows clients to retire early and wealthy without the need for strict budgeting, enabling them to enjoy life’s pleasures—whether that’s taking vacations, treating their kids, or spending quality time with family.

His passion for financial empowerment and commitment to his clients’ success make him a trusted partner in their journey towards total financial freedom.

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